ONE PAYCHECK AT A TIME

How much can I safely spend until my next paycheck?

See what’s really available after bills, essentials, and the money you need to set aside.

Your money right now

Start with money that has already arrived.

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Current balance

Use the amount actually available across the accounts you spend from.

Next payday

Choose your next deposit date. If today's paycheck has arrived, include it in Current balance and choose the following payday.

Only add expenses that matter before this payday.

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Add unpaid bills, including overdue bills. Bills due on payday are held back too; later bills are excluded.

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Amounts to protect until this payday: groceries, transportation, debt, irregular expenses, or savings. Count each expense once.

Calculated in your browser. Financial amounts and bill names are never sent to our server.